Home  |  News  |  Order Checks  |  Calculators  |  MasterCard Secure Code  |  Shift Calendar
    
1-800-798-4619  
Share/Savings Accounts
     

Regular Share Accounts
It only takes $5.00 to become a member-owner of the Baton Rouge Fire Department Federal Credit Union! You earn a competitive savings rate and dividends are paid quarterly.

Additional benefits include:

  • NO Monthly Service Charge
  • Payroll Deduction
  • Direct Deposit
  • Home Banking – 24/7 Internet Access
  • ACH Deposits
  • BRFDFCU 24-Hour Touch Tone Teller
  • NCUA insures each members account up to at least $250,000
  • FREE $3,000.00 Accidental Death and Dismemberment Insurance
       *$2,000.00 - Selman and Company
       *$1,000.00 - TruStage Insurance
  • Unlimited withdrawals without penalties

Share Certificates
Share Certificates help your money grow at a faster pace than a regular share account. Share Certificates can be opened with a minimum deposit of $5,000.00. The terms range from 6 months to 60 months.

Individual Retirement Accounts (IRAs)
The Baton Rouge Fire Department Federal Credit Union offers you several alternatives to help you plan for your future with our Individual Retirement Account options. An IRA is a special type of savings plan designed to help you save money for your retirement.

Traditional, Roth and Education IRA Accounts are offered, along with IRA Share Certificates.

Traditional IRA
A traditional IRA is a special type of savings plan designed to help the owner save for retirement. It offers tax-deferred earnings and the possibility of tax-deductible contributions.

Roth IRA
This is a "back-ended" IRA type, which is funded with non-deductible contributions and gives owners the opportunity for tax-free withdrawals. You can let your money grow tax-free in the Roth IRA Account for as long as you like.

Education IRA
The Education IRA's sole purpose is to help pay the higher education expenses of the child named on the account. But an Education IRA alone may not be enough to cover the cost of college. It should be viewed as a start for college savings.

IRA Share Account
IRA Share Accounts help your retirement savings grow at a faster pace. Your dividends are compounded and deposited quarterly. IRA Share Accounts provides you with a great, risk-free option for your retirement savings, with additional return to you through competitive dividend rates.

Contact the Credit Union to obtain more information on all IRA Accounts.

Christmas Club Accounts
It’s the convenient way to save for the holidays. Your contributions will make gift buying so much easier during the busy season all while earning quarterly dividends throughout the year. There is no minimum opening deposit required; No monthly service charge; add money whenever you want and even make deposits by payroll deduction or direct deposit. Funds are made available October 1st of each year. Avoid using your credit card and being charge ridiculous fees and interest rates, stop by any one of our locations to open a Christmas Club Account and start saving today!

Drop Money - Special Share Accounts
The Drop Money – Special Share Account is for those who have signed up for the DROP program and would like to save that extra money for retirement. This Special Share Account earns higher dividends rates than Regular Share Accounts; however, there are special requirements in order to qualify. Early withdrawal penalty does apply.

Health Savings Accounts
If you have a High Deductible Health Plan, you may qualify for a Health Savings Account (HSA). This account is used to pay for medical expenses that are not covered by your health insurance plan. There is NO monthly service charge involved and you receive the following services for FREE:

  • Debit MasterCard with access to over 32,000 Surcharge Free ATMs Nationwide through the Allpoint Network
  • First Box of Checks
  • BRFDFCU 24-Hour Touch Tone Teller
  • Home Banking – 24/7 Internet Access
  • And much more
    Privacy Policy
    Website Terms Of Use
    Patriot Act